Broker solutions.

From $20,000 to $2,500,000, our asset-secured financing fulfills business owners’ liquidity needs. Learn how our app-only equipment loans, structured real estate mortgages and hybrid solutions will help your clients achieve their goals.

$10,000 to $3,000,000: Finance Programs for Brokers

Owner-Operator Truck Financing

$10,000 to $55,000 net financing. 25% down minimum.

OVERVIEW
GUIDELINES
NON-STARTERS
SUBMISSION
Simple, fast, application-only owner-operator truck financing for drivers with any credit score.  Let the trucking industry experts at Maxim get your customer on the road with:
  • Same Day Approvals
  • DocuSign e-Documentation
  • Early Payoff Available
  • All Fees Financed
  • 1st Payment Always in Arrears
  • No Additional Collateral Needed
  • 2009 or newer class 8 tractors (750,000 miles or less)
  • $10,000 to $55,000 net funding to dealer
  • 2012 or newer reefer trailers (15,000 hours or less; 2011 considered with low mileage and hours)
  • $25,000 maximum net trailer funding
  • Minimum 25% down payment (trade-in OK)
  • First time owners OK
  • Additional collateral considered as part of down payment
  • No minimum FICO
  • CDL, GPS, & ACH required
  • Past Bankruptcy, Derogatory credit history, & Foreclosures OK
  • Current or dismissed bankruptcy
  • Child support collection
  • Auto repossession or charge-off
  • Open tax liens > $10,000
  • Private party sales
  • Mercedes engines
  • Signed Truck Financing Application
  • Dealer Invoice or Quote
  • Spec Sheet (including price, mileage, engine, & VIN)
  • Credit Bureau (if you have pulled credit)

$20,000 to $150,000 Application Only

Equipment acquisitions backed by cash or additional equipment

OVERVIEW
GUIDELINES
COLLATERAL
SUBMISSION
Fast, common sense, application-only financing that allows you to leverage the strength of your assets to break through the barriers of credit or other business challenges.  This solution is perfect for commercial equipment acquisitions.
  • Any Industry
  • Challenged Credit
  • Minimum 2x Collateral Position
  • 24-48 Month Leases or Equipment Finance Agreements
  • Start-Ups & Expansions
  • Private Party Transactions
  • Early Payoff Available
Maxim will consider collateral assets with an active, proven secondary market and a Forced Liquidation Value of at least $20,000 per asset.  Potential collateral includes, but is not limited to:
  • Construction & Agricultural Heavy Equipment
  • Manufacturing Equipment
  • Titled Vehicles
Click here to learn more about the industry standards for FLV, OLV, and FMV.
  • Application
  • Invoice & Specs for Acquisition Equipment
  • Credit Report or Credit Authorization
  • Facilities List
  • Proof of Ownership
  • 3 Months Bank Statements
  • Personal Financial Statement (for transactions $75,000+)

$20,000 to $250,000 Limited Financials

Cash out, Real estate-secured, and larger equipment transactions secured with cash or additional equipment

OVERVIEW
GUIDELINES
COLLATERAL
SUBMISSION
Fast, common sense, structured financing that allows you to leverage the strength of your assets to break through the barriers of credit or other business challenges.  This solution is perfect for:
  • Commercial Equipment Acquisitions
  • Working Capital & Sale-Leasebacks
  • Debt & Equipment Refinancing
  • Turnarounds & Workouts
  • Any Industry
  • Challenged Credit
  • Minimum 2x Collateral Position
  • 24-60 Month Leases or Equipment Finance Agreements
  • Start-Ups & Expansions
  • Private Party Transactions
  • Early Payoff Available
Maxim will consider collateral assets with an active, proven secondary market and a Forced Liquidation Value of at least $20,000 per asset.  Potential collateral includes, but is not limited to:
  • Real Estate (Commercial or Residential)
  • Construction & Agricultural Heavy Equipment
  • Manufacturing Equipment
  • Titled Vehicles
  • Life Insurance Cash Value
Click here to learn more about the industry standards for FLV, OLV, and FMV.
  • Application
  • Invoice & Specs for Acquisition Equipment
  • Credit Report or Credit Authorization
  • Personal Financial Statement
  • Facilities List
  • Proof of Ownership
  • 3 Months Bank Statements
  • Transaction/Use of Funds Summary
  • Real Estate Worksheet & Mortgage Statements (if applicable)
  • Tax Returns—1 Year

$250,000 to $2,500,000 Structured Financing

Asset Secured Financing including Bridge Loans for Working Captial and Acquisitions

OVERVIEW
GUIDELINES
COLLATERAL
SUBMISSION
Asset-secured structured finance solutions with Maxim have the ability to unlock significant capital for your company—even in challenging circumstances. While necessary to take the appropriate time to work these larger, more complex opportunities, we still offer a fast, straightforward finance capabilities to assist with:
  • Equipment Acquisitions
  • Working Capital & Sale-Leasebacks
  • Recapitalizations or Refinancings
  • Business Acquisitions, LBOs or MBOs
  • Turnarounds & Workouts
  • Bridge Loans
  • Any Industry
  • Challenged Credit
  • Minimum 2x Collateral Position
  • 24-48 Month Leases or Equipment Finance Agreements
  • Start-Ups & Expansions
  • Private Party Transactions
  • Early Payoff Available
Maxim will consider collateral assets with an active, proven secondary market and a Forced Liquidation Value of at least $20,000 per asset.  Potential collateral includes, but is not limited to:
  • Real Estate (Commercial or Residential)
  • Construction & Agricultural Heavy Equipment
  • Manufacturing Equipment
  • Titled Vehicles
  • Life Insurance Cash Value
Click here to learn more about the industry standards for FLV, OLV, and FMV.
  • Application
  • Invoice & Specs for Acquisition Equipment
  • Credit Report or Credit Authorization
  • Personal Financial Statement
  • Facilities List
  • Proof of Ownership
  • 3 Months Bank Statements
  • Transaction/Use of Funds Summary
  • Real Estate Worksheet & Mortgage Statements (if applicable)
  • Tax Returns—2 Years
  • Full Financial Statements—2 Years
  • Interim Financial Statements

$100,000 to $3,000,000 Real Estate Lending Program

1st, 2nd and 3rd lien positions on commercial, multi-family housing and residential real estate.

OVERVIEW
GUIDELINES
COLLATERAL
SUBMISSION
Structured real estate financing for entrepreneurs, established business owners, real estate owners and developers.  This solution is perfect for:
  • Entrepreneurs starting new ventures
  • Established business owners needing growth capital
  • Real estate owners in need of liquidity
  • Developers completing new projects
  • Real estate in all 50 states
  • Commercial, Multi-family and Residential
  • 1st, 2nd and 3rd lien positions
  • 70% Loan to Value/Loan to Cost
  • All credit profiles
  • 6 – 60 month terms
  • Early Payoff Available
Maxim will consider Commercial and Residential real estate with an active, proven secondary market and a Forced Liquidation Value of at least $100,000 per asset.  Click here to learn more about the industry standards for FLV, OLV, and FMV.
  • Application
  • Credit Report or Credit Authorization
  • Personal Financial Statement
  • Facilities List
  • Proof of Ownership
  • 3 Months Bank Statements
  • Transaction/Use of Funds Summary
  • Real Estate Worksheet & Mortgage Statements (if applicable)
  • Tax Returns—1 Year